A Guide To Buying Property Through An SMSF

Investing in property through a self-managed super fund (SMSF) has grown in popularity in recent years, particularly since it became possible for SMSFs to borrow money to fund a direct property purchase.

This is an area where you really do need to make sure you know what you’re getting into. Here is our guide to buying property through your SMSF.

Investing in residential property

Property purchased through an SMSF cannot be lived in by you, any other trustee or anyone related to the trustees – no matter how distant the relationship.

It also cannot be rented by you, any other trustee or anyone related to the trustees. So, buying a holiday home in your SMSF and living there during the summer is not allowed.

SMSF Auditors will need to check the Superannuation Rules and issue the Audit Certificate.

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