Don’t Wait Until It’s Too Late — Review Your Structure Now
Subheadline
The Federal Budget has announced a 30% minimum tax on discretionary trusts, fundamentally changing how business owners and property investors are taxed. [ato.gov.au], [budget.gov.au]
👉 If you operate through a family trust, this could double your tax bill if not properly planned.
🔴 Call to Action (Top)
👉 Book a Free Trust Impact Review
Find out how much extra tax you may pay under the new rules
[ 📞 Book Consultation ] 03 94.4 2737 [ 📩 Request Call Back ] www.northcityaccountants.com.au > book now.-Book with Julius Mather Principal
⚠️ Why This Matters
From 1 July 2028:
A 30% minimum tax applies to discretionary trusts
Paid by the trustee — not just beneficiaries
No refund of excess tax for low-income family members
👉 The strategy of “income splitting” will be significantly reduced.
📊 Real Example — How Tax Can Double
Scenario: $120,000 Trust Income
Today (2026)
Split across spouse + children + company ✅ Tax ≈ $18,000
From 2028
Minimum 30% tax payable by trustee
✅ Tax = $36,000
🚨 Result:
👉 Tax nearly doubles — even before considering top-up tax
This happens because low-income beneficiaries can’t get refunds and companies don’t receive credit. [pitcher.com.au], [bdo.com.au]
👥 Who Is Affected?
You are likely impacted if you:
✅ Operate a small business through a trust ✅ Own investment properties in a family trust ✅ Use a bucket company strategy ✅ Distribute income to spouse or adult children
Australia has over 840,000 discretionary trusts, widely used by business owners and investors. [budget.gov.au], [abc.net.au]
👉 But your structure must now balance: Tax efficiency + protection + flexibility
🔍 Your Options (We Help You Decide)
We assess and recommend:
✔ Stay with current trust (if still effective) ✔ Move to a unit trust (fixed trust) ✔ Convert to a company structure ✔ Hybrid structures for business + property separation
🚀 How Northcity Accountants Helps
✅ 1. Trust Tax Impact Analysis
We calculate your real tax increase under 30% rules
✅ 2. Structure Review
We compare:
discretionary trust
unit trust
company
👉 Not just tax — we consider asset protection
✅ 3. Restructure Strategy
We guide you through:
rollover relief timing
CGT implications
stamp duty risks
✅ 4. Implementation Support
We work with:
lawyers
lenders
advisers
👉 So your restructure is done safely and correctly
🎯 Why Clients Choose Northcity
✔ Specialists in trust structures & tax planning ✔ Experience with property investors & SMEs ✔ Practical, compliance-first approach ✔ Clear, structured advice — not theory
🔴 Strong Call to Action
Don’t wait until 2028.
👉 By then, your options may be limited — and costly.
✅ Book Your Trust Review Today
👉 Find out:
How much extra tax you will pay
Whether you should restructure
What the best alternative structure is
[ 📞 Book Consultation ] 03 9404 2737
www.northcityaccounatnts.com.au
×
Please leave your name and number and we'll call you back!
